No. LayUp does not use credit checks or credit scores.

Yes. You never pay interest, late fees, or penalties. You only pay the original purchase price.

Select LayUp at checkout online or in-store, set up a monthly payment plan, and pay a deposit to activate it.

Your goods are released once your payment plan is fully paid.

Yes. You can settle your payment plan early at any time and receive your item sooner.

You’ll receive reminders, and payments are collected automatically on your chosen payment date.

Deposits and instalments can be paid using card or instant EFT, depending on the merchant.

You just need a valid mobile number. There’s no credit check, paperwork, or lengthy sign-up process to get started.